Welcome to our Web site. By using our site, you are agreeing to comply with and 
              be bound by the following terms of use. Please review the following terms 
              carefully. If you do not agree to these terms, you should not use this site. The 
              term “site” or “us” or “we” or “our” refers to AhBaloney.com, the owner of the 
              Web site. The term “you” refers to the user or viewer of our Web Site.
            
              - Acceptance of Agreement.
                  
You agree to the terms and conditions outlined in this Terms of Use Agreement 
                    ("Agreement") with respect to our site (the "Site"). This Agreement constitutes 
                    the entire and only agreement between us and you, and supersedes all prior or 
                    contemporaneous agreements, representations, warranties and understandings with 
                    respect to the Site, the content, products or services provided by or through 
                    the Site, and the subject matter of this Agreement. This Agreement may be 
                    amended at any time by us from time to time without specific notice to you. The 
                    latest Agreement will be posted on the Site, and you should review this 
                    Agreement prior to using the Site.
               
              - Copyright.
                  
The content, organization, graphics, design, compilation, magnetic translation, 
                    digital conversion and other matters related to the Site are protected under 
                    applicable copyrights, trademarks and other proprietary (including but not 
                    limited to intellectual property) rights. The copying, redistribution, use or 
                    publication by you of any such matters or any part of the Site, except as 
                    allowed by Section 4 below, is strictly prohibited. You do not acquire ownership 
                    rights to any content, document or other materials viewed through the Site. The 
                    posting of information or materials on the Site does not constitute a waiver of 
                    any right in such information and materials. Some of the content on the site is 
                    the copyrighted work of third parties.
               
              - Service Marks.
                  
 "AhBaloney.com" and others are our service marks or registered service marks or 
                    trademarks. Other product and company names mentioned on the Site may be 
                    trademarks of their respective owners.
               
              - Limited License; Permitted Uses.
                  
 You are granted a non-exclusive, non-transferable, revocable license (a) to 
                    access and use the Site strictly in accordance with this Agreement; (b) to use 
                    the Site solely for internal, personal, non-commercial purposes; and (c) to 
                    print out discrete information from the Site solely for internal, personal, 
                    non-commercial purposes and provided that you maintain all copyright and other 
                    policies contained therein. No print out or electronic version of any part of 
                    the Site or its contents may be used by you in any litigation or arbitration 
                    matter whatsoever under any circumstances.
                 Copyright notice or other proprietary notice or terms of use contained in the 
                  Site; (f) make any portion of the Site available through any timesharing system, 
                  service bureau, the Internet or any other technology now existing or developed 
                  in the future; (g) remove, decompile, disassemble or reverse engineer any Site 
                  software or use any network monitoring or discovery software to determine the 
                  Site architecture; (h) use any automatic or manual process to harvest 
                  Restrictions and Prohibitions on Use.
                 Your license for access and use of the Site and any information, materials or 
                  documents (collectively defined as “Content and Materials”) therein are subject 
                  to the following restrictions and prohibitions on use: You may not (a) copy, 
                  print (except for the express limited purpose permitted by Section 4 above), 
                  republish, display, distribute, transmit, sell, rent, lease, loan or otherwise 
                  make available in any form or by any means all or any portion of the Site or any 
                  Content and Materials retrieved therefrom; (b) use the Site or any materials 
                  obtained from the Site to develop, of as a component of, any information, 
                  storage and retrieval system, database, information base, or similar resource 
                  (in any media now existing or hereafter developed), that is offered for 
                  commercial distribution of any kind, including through sale, license, lease, 
                  rental, subscription, or any other commercial distribution mechanism; (c) create 
                  compilations or derivative works of any Content and Materials from the Site; (d) 
                  use any Content and Materials from the Site in any manner that may infringe any 
                  copyright, intellectual property right, proprietary right, or property right of 
                  us or any third parties; (e) remove, change or obscure any information from the 
                  Site; (i) use the Site for the purpose of gathering information for or 
                  transmitting (1) unsolicited commercial email; (2) email that makes use of 
                  headers, invalid or nonexistent domain names, or other means of deceptive addressing; and (3) unsolicited telephone calls or facsimile transmissions; (j) 
                  use the Site in a manner that violates any state or federal law regulating 
                  email, facsimile transmissions or telephone solicitations; and (k) export or 
                  re-export the Site or any portion thereof, or any software available on or 
                  through the Site, in violation of the export control laws or regulations of the 
                  United States.
               
              - Forms, Agreements & Documents
                  
For potential affiliates we may make available through the Site or through other 
                    Web sites sample and actual forms, checklists, business documents and legal 
                    documents (collectively, “Documents”). All Documents are provided on a 
                    non-exclusive license basis only for your personal one-time use for 
                    non-commercial purposes, without any right to re-license, sublicense, 
                    distribute, assign or transfer such license. Documents are provided for a charge 
                    and without any representations or warranties, express or implied, as to their 
                    suitability, legal effect, completeness, currentness, accuracy, and/or 
                    appropriateness. THE DOCUMENTS ARE PROVIDED “AS IS”, “AS AVAILABLE”, AND WITH 
                    “ALL FAULTS”, AND WE AND ANY PROVIDER OF THE DOCUMENTS DISCLAIM ANY WARRANTIES, 
                    INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A 
                    PARTICULAR PURPOSE. The Documents may be inappropriate for your particular 
                    circumstances. Furthermore, state laws may require different or additional 
                    provisions to ensure the desired result. You should consult with legal counsel 
                    to determine the appropriate legal or business documents necessary for your 
                    particular transactions, as the Documents are only samples and may not be 
                    applicable to a particular situation. Some Documents are public domain forms or 
                    available from public records.
               
              - No Legal Advice or Attorney-Client Relationship.
                  
Information contained on or made available through the Site is not intended to 
                    and does not constitute legal advice, recommendations, and mediation or 
                    counseling under any circumstance and no attorney-client relationship is formed. 
                    We do not warrant or guarantee the accurateness, completeness, adequacy or 
                    currency of the information contained in or linked to the Site. Your use of 
                    information on the Site or materials linked to the Site is entirely at your own 
                    risk. We are not a law firm and the Site is not a lawyer referral service.
               
              - Linking to the Site.
                  
You may provide links to the Site, provided (a) that you do not remove or 
                    obscure, by framing or otherwise, advertisements, the copyright notice, or other 
                    notices on the Site, (b) your site does not engage in illegal or pornographic 
                    activities, and (c) you discontinue providing links to the Site immediately upon 
                    request by us.
               
              - Advertisers.
                  
The Site may contain advertising and sponsorships. Advertisers and sponsors are 
                    responsible for ensuring that material submitted for inclusion on the Site is 
                    accurate and complies with applicable laws. We are not responsible for the 
                    illegality or any error, inaccuracy or problem in the advertiser or sponsor’s 
                    materials.
               
              - Registration.
                  
Certain sections of, or offerings from, the Site may require you to register. If 
                    registration is requested, you agree to provide us with accurate, complete 
                    registration information. Your registration must be done using your real name 
                    and accurate information. Each registration is for your personal use only and 
                    not on behalf of any other person or entity. We do not permit (a) any other 
                    person using the registered sections under your name; or (b) access through a 
                    single name being made available to multiple users on a network. You are 
                    responsible for preventing such unauthorized use.
               
              - Errors, Corrections and Changes.
                  
We do not represent or warrant that the Site will be error-free, free of viruses 
                    or other harmful components, or that defects will be corrected. We do not 
                    represent or warrant that the information available on or through the Site will 
                    be correct, accurate, timely or otherwise reliable. We may make changes to the 
                    features, functionality or content of the Site at any time. We reserve the right 
                    in our sole discretion to edit or delete any documents, information or other 
                    content appearing on the Site.
               
              - Third Party Content.
                  
Third party content may appear on the Site or may be accessible via links from 
                    the Site. We are not responsible for and assume no liability for any mistakes, 
                    misstatements of law, defamation, omissions, falsehood, obscenity, pornography 
                    or profanity in the statements, opinions, representations or any other form of 
                    content on the Site. You understand that the information and opinions in the 
                    third party content represent solely the thoughts of the author and is neither 
                    endorsed by nor does it necessarily reflect our belief.
               
              - Unlawful Activity.
                  
We reserve the right to investigate complaints or reported violations of this 
                    Agreement and to take any action we deem appropriate, including but not limited 
                    to reporting any suspected unlawful activity to law enforcement officials, 
                    regulators, or other third parties and disclosing any information necessary or 
                    appropriate to such persons or entities relating to your profile, email 
                    addresses, usage history, posted materials, IP addresses and traffic 
                    information.
               
              - Indemnification.
                  
You agree to indemnify, defend and hold us and our partners, agents, officers, 
                    directors, employees, subcontractors, successors, assigns, third party suppliers 
                    of information and documents, attorneys, advertisers, product and service 
                    providers, and affiliates (collectively, "Affiliated Parties") harmless from any 
                    liability, loss, claim and expense, including reasonable attorney's fees, 
                    related to your violation of this Agreement or use of the Site.
               
              - Nontransferable.
                  
Your right to use the Site is not transferable or assignable. Any password or 
                    right given to you to obtain information or documents is not transferable or 
                    assignable.
               
              - Disclaimer.
                  
THE INFORMATION, CONTENT AND DOCUMENTS FROM OR THROUGH THE SITE ARE PROVIDED 
                    "AS-IS," "AS AVAILABLE," WITH “ALL FAULTS”, AND ALL WARRANTIES, EXPRESS OR 
                    IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY 
                    IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE 
                    INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER 
                    LIMITATIONS. WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR 
                    USE OF ANY INFORMATION OR SERVICE, EXCEPT AS PROVIDED IN SECTION 17(b). IN 
                    PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATED PARTIES ARE 
                    NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES 
                    (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE 
                    LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING 
                    NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY 
                    OF SUCH DAMAGES. THE NEGATION AND LIMITATION OF DAMAGES SET FORTH ABOVE ARE 
                    FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN YOU AND US. THIS SITE 
                    AND THE PRODUCTS, SERVICES, DOCUMENTS AND INFORMATION PRESENTED WOULD NOT BE 
                    PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR 
                    WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE OR OTHERWISE SHALL CREATE ANY 
                    WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT. 
                    ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED 
                    WITHIN THE ELECTRONIC FILE CONTAINING A FORM OR DOCUMENT IS DISCLAIMED.
               
              - Limitation of Liability
                  
                    - 
                      
We and any Affiliated Party shall not be liable for any loss, injury, claim, 
                        liability, or damage of any kind resulting in any way from (a) any   errors in or 
                        omissions from the Site or any services or products obtainable therefrom, (b) 
                        the unavailability or interruption of the Site or any features thereof, (c) your 
                        use of the Site, (d) the content contained on the Site, or (e) any delay or 
                        failure in performance beyond the control of a Covered Party.
                     
                    - 
                      
THE AGGREGATE LIABILITY OF US AND THE AFFILIATED PARTIES IN CONNECTION WITH ANY 
                        CLAIM ARISING OUT OF OR RELATING TO THE SITE AND/OR THE PRODUCTS, INFORMATION, 
                        DOCUMENTS AND SERVICES PROVIDED HEREIN OR HEREBY SHALL NOT EXCEED $100 AND THAT 
                        AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST US AND 
                        ANY AFFILIATED PARTY. 
                     
                  
               
              - Use of Information.
                  
We reserve the right, and you authorize us, to the use and assignment of all 
                    information regarding Site uses by you and all information provided by you in 
                    any manner consistent with our Privacy Policy. All remarks, suggestions, ideas, 
                    graphics, or other information communicated by you to us (collectively, a 
                    "Submission") will forever be our property. We will not be required to treat any 
                    Submission as confidential, and will not be liable for any ideas (including 
                    without limitation, product, service or advertising ideas) and will not incur 
                    any liability as a result of any similarities that may appear in our future 
                    products, services or operations. Without limitation, we will have exclusive 
                    ownership of all present and future existing rights to the Submission of every 
                    kind and nature everywhere. We will be entitled to use the Submission for any 
                    commercial or other purpose whatsoever, without compensation to you or any other 
                    person sending the Submission. You acknowledge that you are responsible for 
                    whatever material you submit, and you, not us, have full responsibility for the 
                    message, including its legality, reliability, appropriateness, originality, and 
                    copyright.
               
              - Third-Party Services.
                  
We may allow access to or advertise certain third-party product or service 
                    providers ("Merchants") from which you may purchase certain goods or services. 
                    You understand that we do not operate or control the products or services 
                    offered by Merchants. Merchants are responsible for all aspects of order 
                    processing, fulfillment, billing and customer service. We are not a party to the 
                    transactions entered into between you and Merchants. You agree that use of or 
                    purchase from such Merchants is AT YOUR SOLE RISK AND IS WITHOUT WARRANTIES OF 
                    ANY KIND BY US, EXPRESSED, IMPLIED OR OTHERWISE INCLUDING WARRANTIES OF TITLE, 
                    FITNESS FOR PURPOSE, MERCHANTABILITY OR NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES 
                    ARE WE LIABLE FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN YOU AND 
                    MERCHANTS OR FOR ANY INFORMATION APPEARING ON MERCHANT SITES OR ANY OTHER SITE 
                    LINKED TO OUR SITE.
               
              - Third-Party Merchant Policies.
                  
All rules, policies (including privacy policies) and operating procedures of 
                    Merchants will apply to you while on any Merchant sites. We are not responsible 
                    for information provided by you to Merchants. We and the Merchants are 
                    independent contractors and neither party has authority to make any 
                    representations or commitments on behalf of the other.
               
              - Privacy Policy.
                  
 Our Privacy Policy, as it may change from time to time, is a part of this 
                    Agreement. You must review this Privacy Policy by clicking on this link.
               
              - Payments.
                  
 You represent and warrant that if you are purchasing something from us or from 
                    Merchants that (i) any credit information you supply is true and complete, (ii) 
                    charges incurred by you will be honored by your credit card company, and (iii) 
                    you will pay the charges incurred by you at the posted prices, including any 
                    applicable taxes.
               
              - Securities Laws.
                  
 The Site may include statements concerning our operations, prospects, 
                    strategies, financial condition, future economic performance and demand for our 
                    products or services, as well as our intentions, plans and objectives 
                    (particularly with respect to product and service offerings), that are 
                    forward-looking statements. These statements are based upon a number of 
                    assumptions and estimates which are subject to significant uncertainties, many 
                    of which are beyond our control. When used on our Site, words like 
                    "anticipates," "expects," "believes," "estimates," "seeks," "plans," "intends," 
                    "will" and similar expressions are intended to identify forward-looking 
                    statements designed to fall within securities law safe harbors for 
                    forward-looking statements. The Site and the information contained herein does 
                    not constitute an offer or a solicitation of an offer for sale of any 
                    securities. None of the information contained herein is intended to be, and 
                    shall not be deemed to be, incorporated into any of our securities-related 
                    filings or documents.
               
              - Links to other Web Sites.
                  
 The Site contains links to other Web sites. We are not responsible for the 
                    content, accuracy or opinions express in such Web sites, and such Web sites are 
                    not investigated, monitored or checked for accuracy or completeness by us. 
                    Inclusion of any linked Web site on our Site does not imply approval or 
                    endorsement of the linked Web site by us. If you decide to leave our Site and 
                    access these third-party sites, you do so at your own risk.
               
              - Copyrights and Copyright Agents.
                  
 We respect the intellectual property of others, and we ask you to do the same. 
                    If you believe that your work has been copied in a way that constitutes 
                    copyright infringement, please provide our Copyright Agent the following 
                    information:
                    
                  
                
                    - 
                      
 An electronic or physical signature of the person authorized to act on behalf of 
                        the owner of the copyright interest;
                     
                  - 
                    
A description of the copyrighted work that you claim has been infringed;
                   
                  - 
                    
 A description of where the material that you claim is infringing is located on 
                      (a)  An electronic or physical signature of the person authorized to act on behalf of 
                      the owner of the copyright interest; (b)  A description of the copyrighted work that you claim has been infringed;
                      (c)  A description of where the material that you claim is infringing is located on 
                      the Site;
                   
                  - 
                    
Your address, telephone number, and email address;
                   
                  - 
                    
A statement by you that you have a good faith belief that the disputed use is 
                      not authorized by the copyright owner, its agent, or the law; and
                   
                  - 
                    
A statement by you, made under penalty of perjury, that the above information in 
                      your Notice is accurate and that you are the copyright owner or authorized to 
                      act on the copyright owner's behalf.
                   
                
                 Our Copyright Agent for Notice of claims of copyright infringement on the Site 
                  can be reached by directing an e-mail to the Copyright Agent at
                  or obligation to update this information or any press releases. Information 
                  about companies other than ours contained in the press release or otherwise, 
                  should not be relied upon as being provided or endorsed by us.
               
              - Legal Compliance.
                  
 You agree to comply with all applicable domestic and international laws, 
                    statutes, ordinances and regulations regarding your use of the Site and the 
                    Content and Materials provided therein.
               
              - Refund and Return Policy. 
                  
 To the extent that you purchase any goods or services directly from us, all 
                    sales are final. We will offer an exchange for damaged items only. Damaged items 
                    should be reported within 7 days after delivery.  If we don't have a replacement 
                    in stock we will refund you your purchase price within 30 days of you notifying 
                    us in writing of your desire for the refund, together with the reason for the 
                    request, with the product or service returned to us in substantially the same 
                    condition as when purchased. Please note, however, that certain products and 
                    services mentioned on our site are sold by third parties or are linked to third 
                    party Web sites, and we have no responsibility or liability for those products 
                    or services. You may request a refund by contacting us by email at  support@AhBaloney.com. You may obtain any additional information 
                    concerning our refund and return policy, including our mailing address, by 
                    contacting us at  support@AhBaloney.com.